Join hands, and grow together
with our Chit Fund!
Overview of Naptico Chits
Welcome to Naptico Chit Funds, your partner in achieving financial freedom and empowerment. We are proud to be a company authorized under the Chit Fund Act 1982 dedicated to providing safe and reliable financial services that put your needs first. Our mission is to provide you with a clear and effective way to save and borrow and help you achieve your financial dreams. At Naptico Chit Funds, we understand that your hard-earned money is important, so we strive to manage your investment with the highest standards of integrity, professionalism, and courtesy. We are here to help you grow your savings, achieve your goals, and enjoy financial freedom. Join our community today to take the first step toward financial transparency, and let's work together for the future of financial transparency!
01
Saving Discipline:
Chit funds encourage regular savings by requiring members to contribute a fixed amount each month this helps individuals develop a habit of saving regularly.
02
Accessibility:
Chit funds are often easier to access than formal banking services, participating in rural areas or for individuals with limited banking history.
03
Lower Interest Rates:
In many cases, the interest rate on borrowing from a chit fund can be lower than traditional loans from banks or financial institutions making it a cost-effective borrowing option.
04
​Access to Lump Sum Money:
One of the most significant advantages of chit funds is that members can access a lump sum amount before the end of the chit term, which can be useful for meeting immediate financial needs.
